10 documents to secure before you die

Documents to secure

IMPORTANT FOR AL OF US... Keep these essential papers in place and inform at least one family member so that your heirs don';t have to run from pillar to post to inherit what is rightfully theirs.   1) Primary documents  These include your birth certificate, marriage certificate, PAN card, passport, election ID card and the Aadhaar card. Will be needed when transferring assets to your heirs.  2) Insurance details  The purpose of life insurance will be defeated if your family is in the dark. Make a list of all the policies, mentioning the name of insurers, policy numbers, insured sums and the tenures.  3) Pension documents  If you have an NPS account, mention the account number and nomination details. Give the pension account number with your employer.  4) Property papers  All property-related documents  should be in one place. If the property is mortgaged, keep photocopies. Mention the loan account number and the latest outstanding amount. If property is insured, mention policy coverage.  5) Bank account details  Make a list of various bank accounts, giving the name of the bank, the account number, holding pattern and the nomination details.  6) Bank locker details  Mention the name of bank, locker number, ownership pattern and whereabouts of the key. Maintain an inventory of items kept in the locker and update every time you operate it.  7) Demat account details  Give the name of depository partner, demat account number and nomination details. If possible, update the details of the securities in the demat account.  8) Other investments  Give details of the PPF account  and folio numbers of other post office investments. Make a list of mutual fund investments, mentioning folio numbers, ownership pattern and nomination details.  9) Loans and Receivables  If you have taken or given private loans to relatives or friends, mention the amount and the date by when these are payable/receivable.  10) Online 10 passwords  Though these are to be kept secret, keep a list for emergency reference. Mention the website, the online ID and the password.  Keep this in mind  This information is to be kept secret and accessed only if the main breadwinner of the family has either died or is in a medical emergency.  Make sure to update the information regularly. How often you do this depends on your convenience and the changes in investments.  The information listed above is very basic. you may want to add more details of other assets along the same lines.  You may want to make an online version of this information as well, but make sure it is on a secure site.

Senior citizens can get priority hearing in courts

PTI  

MUMBAI, DEC 8:  

For the convenience of senior citizens, Bombay High Court has decided to give priority in its roster to the cases where at least one of the parties is above sixty years old, if such a request is made by the concerned party.

A circular issued on December 3, signed by the Registrar General of High court, says that Chief Justice and other Judges of the Bombay High Court, after have directed that precedence be given to the cases wherein senior citizens are involved.

“The Chief Justice and Judges have now directed that precedence be given by courts for hearing and final disposal of the cases wherein one of the parties has attained the age of sixty years and above,” it says.

This circular replaces a circular issued in 1999, whereby precedence was to be given to persons above 65.

“The courts may grant such an indulgence on written request,” added the circular.

The direction would be implemented at all the benches of the High Court and at the subordinate courts in the state.

Principal Judge of Bombay City Civil and Sessions court Shalini Phansalkar-Joshi has issued direction that the circular should be followed.

(This article was published on December 8, 2013)

http://www.thehindubusinessline.com/news/states/senior-citizens-can-get-priority-hearing-in-courts/article5436651.ece

singing competition between seniors and middle aged

My dear Friend Sathayam and his friends have started Sarthi Society for conducting activities for Sr. Citizens. I provided my “Marigold the little hall “free for conducting singing competition between seniors and middle aged. The competition was held yesterday and there was tremendous response so it went on from 10am to 5 pm. There was a participant who came on wheel chair. If everyone does this little for our own society then we can change the world. — at Marigold Hall, Tholiya Bhavan, Santacruz East, Mumbai . 
Pl. click on photo to see more videos and photos:

Post by Alok Tholiya.

Novel way of facilitating elder brother and senior citizen

Alok Tholiya added 18 new photos.

May 18 at 10:49am · Edited ·

Click for Going to photos of event

81st birthday and 60th marriage anniversary. I uploaded these photos but did not get time to write synopsis. And I thought that someone from my family will fill the gap but no one did so And I am doing so now. Firstly I avoid personal things being broadcasted unless it has a message for others. This is step in that direction. My Jijaji ( sisters husband) Shri D C kala lost his father at an early age. He and other young siblings were brought up, given education, good guidance ( sanskar) and upbringing by eldest brother Shri Hukamchand ji Kala. At that time he too hardly had any money and yet he shared and cared for all of them with his mite.As times passed all these young brothers and sisters have become a very successful persons in life. My jijaji thought of making this fact known to all and thus he and his brothers decided to felicitate Babaji ( as eldest brother is popularly known as ) on his 81st B'day.Incidentally this was his 61st marriage anniversary too so respected Bhabhi Tarabai too was in full life light. This is an era when most of us forget contributions made by others in our life ( specially except parent and some are so low that they even fail to acknowledge sacrifices of parents) and in that era this grand felicitations. Day long function : Puja and archana in Jain Temple. Then Babaji and Bhabhiji ( brothers wife) were taken to hall in a ratha yatra( chariot) with band and dance, then all brothers and family did pada prakshal ( washed feet to bhaisahab / Babaji ( highest honour normally only allowed for saints), then Tula daan where Babaji was made to seat on side of weighing balance and other side was filled with items of variety and then donated to needy besides 41000/- cash was donated to various temples. It did not end here then we had modern B'day celebrations with toast to B'day baby, cake cutting , free for all dancing and singing , lavish dinner and so on. BUT I WAS MOST MOVED BY THE NOVEL WAY OF FACILITATING ELDERS OF FAMILY. MAY ALL OF US RECOGNISE CONTRIBUTIONS OF OTHERS AND ELDERS IN OUR LIFE WHILE THEY ARE LIVING AND DO IT OPENLY INSTEAD OF KEEPING IT AS A SECRET AS A MEAN MINDED WOULD.

https://www.dropbox.com/sc/mb4ruy0egx96iz2/AACnB-5atKZtQF3gQjeKjySBa

after you are gone

Don't worry about what will happen after you are gone, because when you return to dust, you will feel nothing about praises or criticisms. Don't worry too much about your children for children will have their own destiny and find their own way. Don't be your children's slave Don't expect too much from your children. Caring children, though caring, would be too busy with their jobs and commitments to render any help. Uncaring children may fight over your assets even when you are still alive, and wish for your early demise so they can inherit your properties. Your children take for granted that they are rightful heirs to your wealth; but you have no claims to their money. 60-year olds like you, dont trade in your health for wealth anymore…………. Because your money may not be able to buy your health……… When to stop making money, and how much is enough (hundred thousands, million, ten million)? Out of thousand hectares of good farm land, you can only consume three quarts (of rice) daily; out of a thousand of mansions, you only need eight square meters of space to rest at night. So as long as you have enough food and enough money to spend, that is good enough. So you should live happily. Every family has its own problems. Just do not compare with others for fame and social status and see whose children are doing better, etc. but challenge others for happiness, health and longevity…………. Dont worry about things that you can't change because it doesnt help and it may spoil your health. You have to create your own well-being and find your own happiness; As long as you are in good mood, think about happy things, do happy things daily and have fun in doing, then you will pass your time happily every day. One day passes, you will lose one day;…One day passes with happiness, and then you gain one day. In good spirit, sickness will cure; in happy spirit, sickness will cure fast; in good and happy spirit; sickness will never come. With good mood, suitable amount of exercise, always in the sun, variety of foods, reasonable amount of vitamin and mineral intake, hopefully you will live another 20 or 30 years of healthy life. Above all learn to cherish the goodness around ……and FRIENDS……..they all make you feel young and "wanted"…without them you are surely to feel lost!!

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"GIVE TO THE LIVING"

"GIVE TO THE LIVING"

When I am dead, 
Your tears may flow.
But I will not know, 
Cry for me now instead.

When I am dead, 
You will send flowers,
But I will not see, 
Send them now instead.

When I am dead, 
You will say words of praise,
But I will not hear, 
Praise me now instead.

When I am dead, 
You will forget my faults,
But I will not know, 
Forget them now instead.

GIVE TO THE LIVING, What will you offer to the dead